Hannah Locklear is SoloSuit’s Marketing and Impact Manager. With an educational background in Linguistics, Spanish, and International Development from Brigham Young University, Hannah has also worked as a legal support specialist for several years.
Summary: Canceling your American Eagle credit card is simple. Be sure to evaluate your reason for canceling, pay off your remaining balance, and use any renaming rewards before you cancel. Then, contact customer service, confirm the cancellation, and check your credit report when all is said and done.
If you've decided that you no longer need your American Eagle credit card, whether because you want to simplify your finances, cut down on high-interest payments, or any other reason, you're probably wondering how to go about canceling it. Canceling a credit card can seem like a daunting task, but it doesn't have to be. In this blog post, we'll guide you through the step-by-step process to cancel your American Eagle credit card with ease.
Disclaimer: Before proceeding with the cancellation, be aware that closing a credit card account may have an impact on your credit score. Always consult with financial advisors or credit experts to understand the implications.
Before making the decision to cancel your American Eagle credit card, take a moment to consider why you're doing it. Are you trying to lower your debt? Do you have too many cards? Your reasons will guide you through the rest of the process.
If you have an outstanding balance on the card, it’s crucial to pay it off in full. You can't cancel a card with a remaining balance. You may pay it off via online banking, by check, or by calling the American Eagle credit card customer service.
If you have any rewards or points accrued, redeem them before you cancel the card. Once the card is canceled, you'll likely lose any unused rewards.
Once your card balance is zero, and you've redeemed your rewards, it's time to make the cancellation request. You'll need to call the American Eagle credit card customer service line to do this. The number is typically printed on the back of your credit card.
When speaking to a customer service representative, clearly state that you want to cancel your card. They may ask you questions about why you're canceling and may even offer you incentives to keep the card open.
Here is the phone number the American Eagle Real Rewards Visa Credit Card:
1-866-913-6765
After the phone call, ask for a confirmation of your account cancellation in writing. This document will serve as evidence that you've closed the account and can come in handy in case there are any discrepancies later on.
Wait a few weeks and then check your credit report to confirm that the account shows as "Closed" or "Account Closed at Consumer's Request." If it does not, contact the credit card company again to make sure the account was closed.
Canceling your American Eagle credit card is a straightforward process, but it does require attention to detail. Always make sure to consult with financial advisors and consider the implications for your credit score. Follow the steps mentioned above carefully to ensure a hassle-free cancellation experience.
Remember, financial wellness is an ongoing process, and keeping track of your credit accounts is an essential part of it. Happy financing!
If you’re being sued for credit card debt, it’s important to take action.
You should have received court documents (typically known as the Summons and Complaint) notifying you of the case. It is your responsibility to draft and file an Answer to these documents before your state deadline.
Here are some tips and tricks to help you respond to your credit card debt lawsuit:
To learn more about these six tips, check out this blog post or watch the following video:
SoloSuit can help you with each of these six tips and more. Our software makes it easy for you to draft and file an Answer to your case so that you can represent yourself in court, save the steep cost of hiring an attorney, and increase your chances of winning. We can also help you settle your debt before your court date and clear your name of the debt forever.
SoloSuit makes it easy to fight debt collectors.
You can use SoloSuit to respond to a debt lawsuit, to send letters to collectors, and even to settle a debt.
SoloSuit's Answer service is a step-by-step web-app that asks you all the necessary questions to complete your Answer. Upon completion, we'll have an attorney review your document and we'll file it for you.
Here's a list of guides for other states.
Being sued by a different debt collector? Were making guides on how to beat each one.
You can ask your questions on the SoloSuit forum and the community will help you out. Whether you need help now are are just look for support, we're here for you.
Is your credit card company suing you? Learn how you can beat each one.
Need more info on statutes of limitations? Read our 50-state guide.
